Privacy notice and data protection Policy

Data Protection Notice

Commercial Mortgages North London is a trading style of George Christou, authorised and regulated by the

Financial Conduct Authority (FRN 972557).

George Christou is registered with the Information Commissioner’s Office (ICO) as a data controller and complies with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

We collect and process personal data in order to:

Assess your eligibility for commercial and semi-commercial finance
Provide mortgage and finance advice
Submit applications to lenders
Comply with legal and regulatory obligations
Prevent fraud and financial crime

We will only collect information necessary for these purposes and will process your data lawfully, fairly and transparently.

For full details on how we use and protect your information, please refer to our Privacy Notice below.

Privacy Notice

Who We Are

Commercial Mortgages North London is a trading style of George Christou, authorised and regulated by the Financial Conduct Authority under reference number 972557.

For the purposes of data protection law, George Christou is the Data Controller.

What Information We Collect

We may collect and process:

Name, address, contact details
Date of birth
Financial information (income, assets, liabilities)
Business financial information
Identification documents
Credit history information
Property details
Company information (where applicable)

Some information may constitute special category data where required for underwriting purposes.

How We Use Your Information

We process your data for the following lawful bases:

Performance of a contract (to arrange finance)
Legal obligation (regulatory and anti-money laundering requirements)
Legitimate interests (running our business effectively)
Consent (where required)

Your information may be used to:

Provide advice on regulated and unregulated finance
Arrange commercial or semi-commercial lending
Conduct affordability and suitability assessments (where applicable)
Prevent fraud and money laundering
Maintain regulatory records

Who We Share Your Information With

We may share information with:

Mortgage lenders and commercial finance providers
Credit reference agencies
Solicitors and valuers
Compliance consultants and professional advisers
Regulatory bodies where required

We do not sell your personal data.

Data Retention

We retain records for a minimum of six years, in line with regulatory requirements. In some cases, records may be retained longer where required for legal or compliance reasons.

Your Rights

Under UK GDPR, you have the right to:

Access your personal data
Request correction of inaccurate data
Request erasure (in certain circumstances)
Restrict processing
Object to processing
Data portability

You also have the right to lodge a complaint with the Information Commissioner’s Office (www.ico.org.uk).

Data Security

We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, loss, or misuse.

Contact

For data protection queries, please contact:

George Christou
North London Commercial Mortgages
110a Arnewood Road, Bournemouth, BH6 5DW
info@bournemouthmortgages.co.uk