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About Us

Commercial Mortgages North London logo
George Christou, owner of Commercial Mortgages North London

George Christou,

Owner and Managing Director

Commercial Mortgages in North London, done right.

We specialise in commercial mortgages in North London, supporting business owners, landlords and property investors with owner-occupier, commercial buy-to-let and semi-commercial property finance.

 

Commercial Mortgages North London was created to support business owners, landlords and property investors who need clear, well-structured commercial finance — without the noise, pressure or guesswork.

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Commercial mortgages are rarely straightforward. Each deal depends on the property, the business behind it, the wider financial picture and how lenders interpret risk.

 

That’s why Commercial Mortgages North London focuses on understanding the full context before talking numbers.

Built on real experience in North London finance

Commercial Mortgages North London is led by George, who spent over 20 years living and working in North London, building a career in financial services and advising clients.

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That local knowledge matters. North London’s commercial property market is diverse — from mixed-use buildings and high-street units to investment portfolios and owner-occupied premises.

 

Understanding how lenders view these assets, and how to present them properly, is often the difference between a deal progressing smoothly or stalling.

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George's commercial mortgage broker experience includes advising on owner-occupied commercial premises, investment property, mixed-use buildings and refurbishment scenarios, working with limited companies, sole traders and SPVs.

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Commercial Mortgages North London brings together:

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  • Long-standing experience in financial services

  • Practical, lender-aware structuring

  • A deep understanding of North London’s commercial landscape

An empty commercial property in North London that needs a commercial mortgage

What makes Commercial Mortgages North London different

We're deliberately focused. We don’t try to be everything to everyone.

A commercial only focus

We specialise exclusively in commercial mortgages in North London — including owner-occupier, commercial buy-to-let, semi-commercial and investment lending. This allows us to stay close to lender criteria, market changes and deal structures that matter in commercial finance.

Clear, realistic guidance

Clients often come to us asking one core question: “How much can I borrow?”
We focus on providing clear, achievable borrowing ranges and explaining the options available.

Structured, calm process

Commercial lending can feel opaque. We aim to make it feel manageable — by explaining what lenders look for, what information is needed, and how decisions are likely to be made.

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No scripts or sales pressure. Just expert advice.

Lender access and market knowledge

Commercial Mortgages North London works with a wide range of high-street and specialist commercial lenders, allowing us to explore different funding routes depending on the property type, income profile and objectives.

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Commercial mortgages aren’t “one-size-fits-all”. The right lender for one deal may be entirely wrong for another. Our role is to identify realistic options and structure commercial mortgage finance applications in a way lenders understand and respond to.

Commercial Mortgages North London broker speaking with clients

Who we work with

Commercial Mortgages North London works with:

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  • Business owners buying or refinancing their premises

  • Commercial landlords

  • Property investors with single assets or portfolios

  • SMEs and sole traders with trading history

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Some clients already have a good understanding of property and finance — they’re simply looking for someone who can navigate the commercial lending landscape properly and present their case effectively.

A straightforward next step

If you’re considering a commercial mortgage in North London — whether you’re purchasing, refinancing or restructuring existing borrowing — the best place to start is a straightforward conversation.

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We’ll look at the property, your position and your goals, and give you a clear view of what’s achievable and what the next steps would be.

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You can see examples of how we’ve supported clients in our Case Studies.

Speak to a Commercial Mortgages broker now on 0207 xxxxxx

Find us (by appointment only) at: Finsbury Park

17 City North Place, London, N4 3FU

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Commercial Mortgage Specialists in North London
Specialist commercial mortgage advice for property investors, landlords and business owners in North London.

 

Service Areas
North London, including: Islington, Finsbury Park, Finchley, Wood Green, Edgeware, Barnet, Enfield, Southgate and Cockfosters.

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Who We Help
Commercial property investors · Business owners · Commercial landlords · SMEs and sole traders

Commercial mortgages are generally not regulated by the Financial Conduct Authority. Some commercial and semi-commercial mortgages may be regulated, depending on the borrower and the property type.

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George Christou trading as Commercial Mortgages North London is authorised and regulated by the Financial Conduct Authority.
Financial Services Register number: 972557.

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We may charge a fee for our services. Our typical fee is £999, however the exact amount will depend on your circumstances and will be agreed with you before any application is submitted.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

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The regulatory status of your mortgage will depend on your individual circumstances and the type of property being financed. Some forms of commercial and semi-commercial finance are not regulated by the Financial Conduct Authority.

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Commercial Mortgages North London is a trading style of George Christou, who is authorised and regulated by the Financial Conduct Authority for regulated mortgage contracts.

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George Christou is entered on the Financial Services Register (https://register.fca.org.uk/) under reference number 972557.

Principal: George Christou.

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